Find Affordable Health Insurance in New Jersey
Find individual health insurance in New Jersey.
Discover more plans at the lowest available cost.
New Jersey State Health Resources
Residents can also refer to a number of resources within New Jersey:
Apply for New Jersey Health Insurance coverage at eHealthInsurance. We offer thousands of health plans underwritten by more than 180 of the nation’s health insurance companies. Compare New Jersey health plans side by side, get health insurance quotes, apply online and find affordable health insurance today. You can read more about the Affordable Care Act in our Obamacare Resource Center.
eHealth is an authorized federal government partner.
Looking to Purchase New Jersey Health Insurance?
We offer a broad selection of New Jersey health plans for individuals, families and small businesses from most of the leading New Jersey health insurance companies.
New Jersey Medical Insurance Statistics
Consider the following statistics about health care coverage in New Jersey:
8,851,500
Total New Jersey Residents
8%
Total Uninsured New Jersey Residents
2,066,037
Total New Jersey HMO enrollment
$1,745
Avg annual employee premium in New Jersey employer-sponsored plan (after employer contribution)
$2,555
Avg New Jersey hospital cost per inpatient day (before insurance)
Source data according to the Kaiser Family Foundation: Health Insurance Coverage of the Total Population, states (2007-2008), U.S. (2008); Total HMO Enrollment, July 2008; Average Single Premium per Enrolled Employee; For Employer-Based Health Insurance, 2008; Hospital Adjusted Expenses per Inpatient Day, 2007
Frequently asked questions
Does New Jersey require you to have health insurance?
The New Jersey Health Insurance Mandate was enacted on November 21, 2019. Under this mandate, all New Jersey residents are required to have health insurance. Both individuals and families must have at least a minimum of essential coverage. If you qualify for an exemption, you may not need to maintain a healthcare plan.
How do you get health insurance in New Jersey?
Plans for 2020 are no longer available in New Jersey since the open enrollment period is over. However, those with qualifying events are still able to enroll in a plan for the current year. Open enrollment for 2021 plans will begin on November 1, 2020. These plans will be available through private providers as well as New Jersey's own exchange.
How much does health insurance cost in New Jersey?
New Jersey residents can expect to pay an average of $219.14 per person* for a major medical individual health insurance plan. Prices will vary and premiums can be lower if you are in good health.
| Metal Level | Average Monthly Premium* |
|---|---|
| Bronze | $219.14 |
| Silver | $293.15 |
| Gold | $451.81 |
* This is the average price of a plan available from eHealth in New Jersey, but actual prices available depend on zip code, age, gender, and other factors. Get a personalized quote to see what may be available for you.