2020 New York Health Insurance Plans | eHealth

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We offer a broad selection of New York health plans for individuals, families and small businesses from most of the leading New York health insurance companies.

New York Medical Insurance Statistics

Consider the following statistics about health care coverage in New York:

19,482,300

Total New York Residents

6%

Total Uninsured New York Residents

6,668,522

Total New York HMO enrollment

$1,357

Avg annual employee premium in New York employer-sponsored plan (after employer contribution)

$2,475

Avg New York hospital cost per inpatient day (before insurance)
Source data according to the Kaiser Family Foundation: Health Insurance Coverage of the Total Population, states (2007-2008), U.S. (2008); Total HMO Enrollment, July 2008; Average Single Premium per Enrolled Employee; For Employer-Based Health Insurance, 2008; Hospital Adjusted Expenses per Inpatient Day, 2007

Frequently asked questions

New York follows the mandate of the Affordable Care Act, which requires all residents to carry health insurance. The state mandates that insurance companies offer comprehensive coverage to individual residents. The ACA also provides financial assistance to individuals who are eligible for help and buying coverage through the New York State of Health.
New York residents can apply for health insurance during open enrollment ort a special enrollment period. Open enrollment for 2021 plans will begin on November 1, 2020. Plans for New York residents are available through the federal exchange or through private insurance companies.
The cheapest health insurance in New York starts for as low as $349.3 per person for major medical plans.*
* This is the lowest-price Bronze plan available from eHealth in New York, but actual prices available depend on zip code, age, gender, and other factors.  Get a personalized quote to see what may be available for you.
New York residents can expect to pay an average of $499.34 per person* for a major medical individual health insurance plan. Prices will vary and premiums can be lower if you are in good health.
Metal LevelAverage Monthly Premium*
Bronze$499.34
Silver$533.46
Gold$665.77
Platinum$684.34
* This is the average price of a plan available from eHealth in New York, but actual prices available depend on zip code, age, gender, and other factors.  Get a personalized quote to see what may be available for you.