Find Affordable Health Insurance in North Carolina

Find individual health insurance in North Carolina.
Discover more plans at the lowest available cost.

North Carolina State Health Resources

Residents can also refer to a number of resources within North Carolina:

Apply for North Carolina Health Insurance coverage at eHealthInsurance. We offer thousands of health plans underwritten by more than 180 of the nation’s health insurance companies. Compare North Carolina health plans side by side, get health insurance quotes, apply online and find affordable health insurance today. You can read more about the Affordable Care Act in our Obamacare Resource Center.

eHealth is an authorized federal government partner.

Looking to Purchase North Carolina Health Insurance?

We offer a broad selection of North Carolina health plans for individuals, families and small businesses from most of the leading North Carolina health insurance companies.

North Carolina Medical Insurance Statistics

Consider the following statistics about health care coverage in North Carolina:

10,068,300

Total North Carolina Residents

11%

Total Uninsured North Carolina Residents

671,976

Total North Carolina HMO enrollment

$1,189

Avg annual employee premium in North Carolina employer-sponsored plan (after employer contribution)

$2,010

Avg North Carolina hospital cost per inpatient day (before insurance)
Source data according to the Kaiser Family Foundation: Health Insurance Coverage of the Total Population, states (2007-2008), U.S. (2008); Total HMO Enrollment, July 2008; Average Single Premium per Enrolled Employee; For Employer-Based Health Insurance, 2008; Hospital Adjusted Expenses per Inpatient Day, 2007

Frequently asked questions

North Carolina residents are required to have health insurance per the Affordable Care Act (ACA). However, there is no North Carolina state law mandating employers to provide employees with group health plans. Most North Carolina companies still offer this benefit. Those that do not receive insurance from their employer will need to enroll in their own plan through the federal exchange.
North Carolina residents may apply for health insurance through private insurance and the federal exchange. If you missed open enrollment, you can still apply or change coverage if you have a qualifying life event, such as loss of coverage or change in marital status.
The cheapest health insurance in North Carolina starts for as low as $186.86 per person for major medical plans.*
Metal LevelLowest Monthly Premium*
Bronze$186.86
Silver$242.68
* This is the lowest-price Bronze plan available from eHealth in North Carolina, but actual prices available depend on zip code, age, gender, and other factors.  Get a personalized quote to see what may be available for you.
North Carolina residents can expect to pay an average of $239.09 per person* for a mjaor medical indivudial health insurance plan. Prices will vary and premiums can be lower if you are in good health.
Metal LevelAverage Monthly Premium*
Bronze$228.38
Silver$273.73
Gold$411.52
* This is the average price of a plan available from eHealth in North Carolina, but actual prices available depend on zip code, age, gender, and other factors.  Get a personalized quote to see what may be available for you.