Affordable Care Act

2019 Open Enrollment in California

Published on October 12, 2018

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Here is a full list of open enrollment period dates by state.
California’s open enrollment period for 2019 runs from October 15, 2018 through January 15, 2019. The last day to apply for coverage with an effective date of January 1, 2019 is December 15, 2018.
During open enrollment, your application for major medical health insurance cannot be declined.
How much is health insurance a month for a single person in California?
According to the latest eHealth marketplace survey, these are starting prices for coverage in California:

  • Obamacare or Major Medical coverage for a 40-year-old costs $3381
  • A Medical Insurance Package * for a 40-year-old starts at $922

 

1 This is based on the lowest cost plan available on Healthcare.gov in October of 2018.
2 This is based on the lowest cost plan available on eHealth.com with a $5,000 deductible and 20% coinsurance, or less.

 
How can you get cheap health insurance in California?

  1. Assess your personal needs – do you need Rx coverage? Do you have a doctor you like?
  2. Research available options in your state – start at eHealth.com to compare Obamacare plans, short-term plans and other alternatives
  3. Understand which options you can qualify for – You can enroll in any Obamacare plan during open enrollment. For short-term health insurance and other medical insurance alternatives, you can apply any time, but you typically need to answer medical questions and may be declined.
  4. See if you qualify for discounts – ACA plans may be available to you with a tax credit, which can save you hundreds and sometimes thousands of dollars on monthly premiums
  5. Make sure your prescriptions drugs are covered – eHealth.com provides a prescription drug coverage comparison tool that helps you find the plan that covers your drugs with the lowest out-of-pocket cost
  6. Make sure your doctor is in network  – eHealth has a physician finder tool that let’s you compare plans using your preferred doctor
  7. Enroll online – eHealth makes it easy to complete your health insurance application online, even if you qualify for a tax credit.

How much can people save on prescription drug coverage with an Obamacare plan?
In California, last year, the average person using eHealth’s Rx drug tool saved $3,000 on out-of-pocket drug costs by having an Obamacare plan.

We’ll let you know when we publish anything new.