Affordable Care Act

2019 Open Enrollment in North Carolina

Published on October 23, 2018


To view information for the 2020 North Carolina Open Enrollment Period, read our updated article.

Here is the breakout of all open enrollment dates listed by stateKeep reading to learn more about enrolling in health insurance during the Open Enrollment Period in North Carolina.
Watch our video on Health Insurance Open Enrollment Periods

How much is health insurance a month for a single person in North Carolina? If you’re purchasing health insurance during the Open Enrollment Period in North Carolina, your first concern is likeAccording to the latest eHealth marketplace survey, these are starting prices for a 40-year-old woman buying individual coverage in North Carolina

Zip, City, State  Lowest Cost Major Medical Plan at on 10/2/2018
 Lowest Cost
90-Day Short-Term Plan on 10/2/2018
 Lowest Cost 12-Month Short-Term Plan at on 10/2/2018
Charlotte, NC
$491.38 $59.10 $105.67
*Short-term plans selected have a $5,000 deductible & 20% coinsurance (or less)

How do I get cheap health insurance in North Carolina?

  1. Assess your personal needs: Do you need Rx coverage? Do you have a doctor you like?
  2. Research available options in your North Carolina: Start at to compare Obamacare plans, short-term plans and other alternatives.
  3. Understand which options you can qualify for: You can enroll in any Obamacare plan during open enrollment. For short-term health insurance and other medical insurance alternatives, you can apply any time, but you typically need to answer medical questions and may be declined.
  4. See if you qualify for discounts: ACA plans may be available to you with a tax credit, which can save you hundreds and sometimes thousands of dollars on monthly premiums.
  5. Make sure your prescriptions are covered: provides a prescription drug coverage comparison tool that helps you find the plan that covers your drugs with the lowest out-of-pocket cost.
  6. Make sure your doctor is covered: eHealth has a physician finder tool that let’s you compare plans using your preferred doctor.
  7. Enroll online: eHealth makes it easy to complete your health insurance application online, even if you qualify for a tax credit.

What health insurance companies sell individual health insurance policies in North Carolina?

Insurers in North Carolina with Plans Available on Short-Term Health Insurance Major Medical Health Insurance Medical Insurance Packages
Companion Life Insurance Yes No No
Independence American Yes No Yes
National General Accident & Health Yes No No
United Healthcare Yes No Yes
Ambetter No Yes No
Cigna HealthCare of North Carolina, Inc. No Yes No

Other Insurers on the Exchange, but not available at eHealth in North Carolina
Blue Cross and Blue Shield of NC
See also:


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