Affordable Care Act
How is Obamacare impacting middle-class Americans?
Published on December 06, 2014
How does Obamacare impact Middle-Class Americans?
Last summer we surveyed 2,752 of our own customers who bought their own health insurance during the 2014 enrollment period for the Affordable Care Act, which ended on March 31, 2014.
The survey results highlighted changes in the marketplace that may drive consumers to re-shop for coverage during the 2015 enrollment period.
They also highlighted areas where consumers would like to see changes and improvements in their health coverage that cross political party lines.
The impact of the ACA and changes all consumers would like to see in their health coverage:
- LOWER COSTS AND BETTER INCENTIVES: Republicans; Democrats; Independents; men: and women all agreed that the two things they’d most like to see in new plans would be lower monthly costs (over 80%), and plans that offer incentives for improving or maintaining good health (over 50%).
- MOST HAD TO CHANGE THEIR HEALTH PLAN: The majority of Republicans (78%); Democrats (59%); Independents (76%): men (75%); and women (72%) said they had to change their health care plan last year due to changes in the law.
- MOST DID NOT HAVE TO CHANGE DOCTORS: The majority of Republicans (52%); Democrats (72%); Independents (54%): men (55%); and women (56%) said they did not have to change their doctor in 2014, but sizable minorities did lose access to physicians.
- SMALLER DEDUCTIBLES: The majority of Republicans (69%); Democrats (62%); Independents (61%): men (62%); and women (62%) said they’re not confident they have enough money saved to cover their entire deductible.
Most of the customers in our survey (over 93%) also expressed a desire to see changes in the health care law that would allow for more flexible health insurance benefits to lower monthly prices and deductibles; easier ways to enroll in a health plan; and more ways to pay for health insurance benefits with pre-tax dollars.
- Qualified Health Plans
- Key Terms for the Open Enrollment Period
- Health Insurance Coverage Terms and Definitions