Point of Service (POS) Health Plans

Affordable Care Act

Point of Service (POS) Health Plans

Updated on November 15, 2019

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A Point of Service (POS) health plan has some of the features as Health Maintenance Organization (HMO) and Preferred Provider Organization (PPO) plans, with benefit levels varying depending on whether you receive your care within or outside of the health insurance company’s network of providers. 

Understanding POS health plans

As a member of a POS health plan, you may be required to choose a primary care physician who will in turn refer you to specialists in the health insurance company’s network of preferred providers. Care rendered by non-network providers will typically carry more out-of-pocket expenses and may not be covered at all.

Popularity of POS health plans

POS health plans account for 6% of all individual and family plans selected by consumers shopping through eHealth.
To help find the right health plan for you, enter your zip code where requested on this page to see a quote.

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