Affordable Care Act
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Published on June 25, 2015
Want to know if you can sign-up for an Obamacare health plan after the January 31, 2016 deadline? The answer is yes, but to do so you need to experience a “qualifying life event.” This article offers a list of qualifying life events, and the paperwork you may need to prove you’ve had one. (Read more).
Obamacare Health Industry News Recap: 1/30/-2/3: What we learned this week
This week in healthcare news (link) industry insiders say it will be harder to get health insurance outside of the open enrollment period in 2016.
Elsewhere in the news, the LA ‘California regulators are (being) urged to scrutinize health insurance mega-mergers’ as national carriers like Anthem and Cigna look to merge, along with Aetna and Humana and Centene’s acquisition Health Net Inc., could all affect Californians.
And finally, as tax season approaches a new ADP survey of small and mid-sized employers finds that 40 percent aren’t familiar with two new Obamacare-related forms that must be filed with the Internal Revenue Service starting this tax season. (Read More)
Obamacare Health Industry News Recap: 1/25/-1/29: What we learned this week
January 29, 2016
This week in healthcare news (link), the deadline to enroll in an Obamacare plan for 2016 is January 31. Those who miss the deadline will be shut out of the major medical insurance market for the rest of the year, unless they experience a life event that qualifies them for a special enrollment period.
Elsewhere in the news, many uninsured Americans seem oblivious as ACA enrollment deadline nears. A new Kaiser Family Foundation poll reveals that many uninsured Americans still are oblivious to the deadline.
Also, federal officials are clarifying rules around applying for new health coverage after a move, following complaints from insurance carriers about people violating the rules that govern special enrollment periods under the Affordable Care Act. (Read more)
UPDATE: December 16, 2015: Obamacare Deadline Extended!
Do you need to have health insurance on January 1, 2016? Lucky for you, the Obamacare enrollment deadline was on December 15, but it’s just been extended in most states. (read more)
UPDATE: December 14, 2015: Risks of Missing The Obamacare Deadline
The Obamacare enrollment period’s first deadline is on December 15, 2015. If you need new health coverage to start on January 1, 2016, your last day to shop is Tuesday December 15! (read more)
UPDATE: October 29, 2015: How does America use Obamacare?
Love your health plan? Hate it? The Obamacare enrollment period starts November 1, and even if you like your health plan, new research from eHealth should motive you to shop around for alternatives in 2016. (read more)
UPDATE: October 25, 2015: Open Enrollment is Coming
The Obamacare enrollment period begins on November 1, 2015 and runs through January 31, 2016. Open Enrollment is the one time of year when everyone should review their health coverage because taking five minutes to review your options during the open enrollment period could save you hundreds – or even thousands – of dollars in 2016. (read more)
UPDATE: June 25, 2015: Burwell Victory
In a win for millions of consumers who receive health insurance subsidies, the Supreme Court of the United States ruled in favor of Burwell, the Secretary of Health and Human Services, in King v. Burwellon June 25, 2015. This marks the second time the Affordable Care Act (commonly referred to as “Obamacare”) has survived a Supreme Court challenge. Read more here
UPDATE: June 23, 2015: King vs. Burwell pending
Some time within the next few weeks, the United States Supreme Court will rule on a case called, King v. Burwell. The plaintiffs in this case claim that the federal government does not have authority to distribute subsidies to people who live in states that did not create their own government-run insurance exchanges. If the court rules for the plaintiffs, as many as 6.7 million consumers could lose access the low-income subsidies designed to make their health insurance more affordable. Read more here
UPDATE: June 3, 2015: Short-Term Insurance Sales Increase
Sales of short-term insurance increased more than 130% between 2013 and 2014, according to new research from eHealth (read more here). If you’re curious about short-term health insurance plans and how they work, read our eBook. If you’re curious about what makes short-term coverage so popular these dates, you can read all about it here. (Read more)
UPDATE: May 18, 2015: College Graduation Season… (again)
Starting this weekend, and continuing through June, millions of University students across the country will begin graduating college and heading off into “the real world.” For parents, our kid’s health is our number one priority, even if it seems to slip their young adolescent minds. So how do we best protect them during a major transition in their life? (read more)
UPDATE: May 5, 2015: Congress replaces the “Doc Fix”
Did Congress really fix the doc fix? What’s a doc fix? SInce 1997, Congress has passed no less than 17 short-term fixes to a payment system for physicians that could have left Medicare beneficiaries on the the hook for enormous out of pocket costs, or at risk of losing their doctors. Finally, on April 17, 2015 the President signed a bill (one that actually made through both houses of Congress) that put a long-term fix in place (we hope.) The solution? MACRA… What is MACRA? Read on
UPDATE April 24, 2015: King vs. Burwell and Ron Johnson vs. the Supreme Court
As many as 8 millions health insurance subsidies could be at risk in the case before the U.S. Supreme Court, King vs. Burwell.
To the rescue, rides U.S. Republican Senator, Ron Johnson, who proposed a legislative band-aid on April 24, which would preserve subsidies through 2017, but Johnson could face resistance within his ow party. Read more
UPDATE April 3, 2015: Some Federal Exchange Enrollees Get Tax Filing Exempt
On April 3, 2015, the Department of the Treasury and IRS announced that U.S. residents who received incorrect tax forms regarding their health insurance coverage under the Affordable Care Act will not face penalties for missing the April 15 tax filing deadline.
The new deadline for those who received incorrect forms and are unable to file correctly by the April 15 deadline will have until October 15, only if they request an extension.
The Obama administration stated only a small number of tax filers received incorrect Forms 1095-A.
Keep in mind that there is still time to enroll into a major medical plan if you have a Qualifying Life Event that triggers a Special Enrollment Period, such as the Tax Qualifying Life Event.
The new special enrollment period runs through April 30, 2015 for qualifying consumers in states that did not build their own exchange. READ FULL ARTICLE
UPDATE March 6, 2015: CMS Announces Special Enrollment Period for Uninsured Paying 2014 Tax Penalties
On February 20, 2015, the Centers for Medicare and Medicaid Services announced that it would create a new special enrollment period for consumers who paid the Affordable Care Act tax penalty (“shared responsibility payment”) for being uninsured in 2014, provided they’re currently uninsured for 2015.
The new special enrollment period runs from March 15 through April 30, 2015 for qualifying consumers in states that did not build their own exchange. READ FULL ARTICLE
UPDATE February 19, 2015: New Mexico Joins States Where People Can Still Apply for Health Insurance Post 2/15 Deadline
eHealth has now identified 29 states where at least one health insurance company will accept health insurance applications for Affordable Care Act (ACA) coverage past the deadline on February 15, 2015.
States with at least one health insurance company still accepting applications outside of government exchanges for individual and family plans after February 15 include Arizona, California, Colorado, Connecticut, Florida, Georgia, Hawaii, Idaho, Indiana, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Missouri, Nevada, New Jersey, New Mexico, New York, Ohio, Oregon, Pennsylvania, Tennessee, Texas, Utah, Virginia, Washington, West Virginia, and Wisconsin*.
Here is a map of the states where insurers are accepting late applications from eHealth. READ MORE
UPDATE February 16, 2015: Where Can You Still Apply for Health Insurance After the 2/15 Deadline?
eHealth has identified 28 states where at least one health insurance company will accept health insurance applications for Affordable Care Act (ACA) coverage past the deadline on February 15, 2015.
States with at least one health insurance company still accepting applications outside of government exchanges for individual and family plans after February 15 include Arizona, California, Colorado, Connecticut, Florida, Georgia, Hawaii, Idaho, Indiana, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Missouri, Nevada, New Jersey, New York, Ohio, Oregon, Pennsylvania, Tennessee, Texas, Utah, Virginia, Washington, West Virginia, and Wisconsin*.
Here is a map of the states where insurers are accepting late applications from eHealth. READ MORE
UPDATE February 10, 2015: Can Americans Afford Their Deductibles?
A new study from eHealth found that most consumers who buy their own health insurance say they’re optimistic about their finances and satisfied with their health insurance plans. That’s the good news.
The bad news? 61% say they’d have difficulty paying for their deductible in case of a medical emergency.
This data comes from the latest installment of eHealth’s Coverage Satisfaction Index. READ MORE HERE or read the full report)
UPDATE January 16, 2014: Americans Have a Larger Selection of Health Plans Shopping Off of Exchanges
A new eHealth report found over 1,900 health plans available at eHealth.com that Americans will not see if they shop for health coverage at Healthcare.gov. The data was presented in a press release published by eHealth on January 15, 2015 entitled, “eHealth Offers Consumers 46% More Health Insurance Plans To Choose From Than Healthcare.gov.”
The map highlights number of health insurance plans available through eHealth than are not available to consumers on Healthcare.gov. Learn more.
UPDATE December 16, 2014: Think you missed the deadline for health coverage? Think again!
On December 16, 2014 eHealth identified thirty-seven states where at least one health insurance company is accepting health insurance applications for Affordable Care Act (ACA) health plans that begin January 1, 2015.
The official deadline for coverage starting on January 1, 2015 was December 15, 2014.
To read more, and get the full list of states that still have plans available click here.
To see the full list of states and get the complete update click here.
UPDATE December 4, 2014: Do you like to save money?
Even without a subsidy, it’s possible to save money by re-shopping for health coverage this year, according to a new report published on December 4, 2014 from the US Department of Health and Human Services (HHS).
According to the report, over 70% of people who bought their own health insurance last year could find a less expensive plan this year, even if they stay within the same metal benefit level.
Here are a three things you can do:
- Estimate your eligibility for a subsidy: Subsidy Estimator
- Review eight tip for buying your own health plan: 8 Tips
- Get a quote!: It’s free and easy at eHealth.com
Learn more about enrollment deadlines here!
UPDATE November 12, 2014: eHealth Webcast
On November 12, 2014 at 11:00AM Pacific Time, eHealth hosted a 70-minute Webcast, in which we covered a four-part agenda, followed by a Q&A.
You can watch a recap of the Webcast here. We also encourage everyone to download a copy of our FREE eBook, “3 Steps to Understanding Obamacare.”
The webcast down into a series of individual videos, that cover the following issues:
- What’s happening to prices in 2015 (watch the video)
- Important terms you should you be aware of (watch the video)
- How to make sure your doctors, drugs and hospitals are covered by your plan (watch the video)
- What you need to know about the enrollment period (watch the video)
- Attendee Q&A Session (watch the video)