Texas Open Enrollment Dates 2019 – Affordable Care Act (Obamacare)

Affordable Care Act

Texas Open Enrollment Dates 2019 – Affordable Care Act (Obamacare)

Published on October 15, 2018

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Click here to learn about the Texas open enrollment dates for the 2020 coverage year.

2019 Open Enrollment in Texas

In Texas, if you’re applying for health insurance under the Affordable Care Act (ACA or Obamacare), your  open enrollment period for the 2019 plan year begins on November 1, 2019.
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Here is the breakout with all states.
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How much is health insurance a month for a single person in Texas?
According to the latest eHealth marketplace survey, these are starting prices for coverage in Texas

  • Obamacare or Major Medical coverage for a 40-year-old costs $227.85 per month1
  • A 12-Month Short-Term Health Insurance plan* for a 40-year-old costs $111.24 2
1 This is based on the lowest cost plan available for a 40-year-old on Healthcare.gov in October of 2018.
2 This is based on the lowest cost plan available for a40-year-old woman on eHealth.com with a $5,000 deductible and 20% coinsurance, or less.

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How do I get cheap health insurance in Texas?

  1. Figure out your personal needs: Do you need prescription coverage? Do you have a doctor you like?
  2. Research the options you have in Texas: Start at eHealth.com to compare Obamacare plans, short-term plans and other alternatives.
  3. Research the options you can qualify for: You can enroll in any Obamacare plan during open enrollment. For short-term health insurance and other medical insurance alternatives, you can apply any time, but you typically need to answer medical questions and may be declined.
  4. Investigate discount and credits you may qualify for: ACA plans may be available to you with a tax credit, which can save you hundreds and sometimes thousands of dollars on monthly premiums
  5. Be certain your prescription drugs are covered: eHealth.com provides a prescription drug coverage comparison tool that helps you find the plan that covers your drugs with the lowest out-of-pocket cost
  6. Find plans that accept your doctor: eHealth has a physician finder tool that let’s you compare plans using your preferred doctor.
  7. Apply online: eHealth makes it easy to complete your health insurance application online, even if you qualify for a tax credit.

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How much can people save on prescription drug coverage with an Obamacare plan? In Texas, the average person using eHealth’s Rx drug tool saved over $2,000 on out-of-pocket drug costs by having an Obamacare plan, according to the latest research from eHealth.com.
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What types of health insurance can I get in Texas?

Insurance Companies in Texas with Plans Available on eHealth.com

Short-Term Health Insurance Major Medical Health Insurance

Medical Insurance Packages

Blue Cross, Blue Shield of Texas No Yes No
Companion Life Insurance Yes No No
Independence American Yes No Yes
National General Accident & Health Yes No No
United Healthcare Yes No Yes

 
 

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