Coronavirus Updates and Resources

States Respond to COVID-19 Outbreak with Health Insurance Special Enrollment Periods

Updated on April 10, 2020

Share

Last updated April 10, 2020

In response to the coronavirus outbreak, as of March 31, eleven states and the District of Colombia have opened special enrollment periods under the Affordable Care Act (ACA). A special enrollment period is an opportunity to enroll for ACA health insurance outside of the yearly Open Enrollment window. There has been discussion on a federal level about opening the exchange to all customers in the United States, but at the time of this article, it is still under consideration.

This page will be updated as new information becomes available, but please note, if your state is not offering an emergency special enrollment due to COVID-19, you may still qualify for a general special enrollment. A special enrollment period is open to anyone who meets certain qualifying life conditions, such as losing health coverage due to job loss, getting married, or having a baby. Layoffs and job losses due to the coronavirus outbreak can be qualifying life events that may allow you to take advantage of the emergency special enrollment period.

If you’d like to discuss coverage choices further, eHealth is here to help you make sense of your options. Simply contact us at the number on this page during business hours, or send us a chat, and we’ll get right back to you.

States with special enrollment periods in response to COVID-19:

California

In response to the coronavirus, Covered California, the state’s health insurance marketplace, has announced that it will extend its special enrollment period until June 30, 2020. The extension is effective immediately.

Colorado

In response to the coronavirus, an emergency special enrollment is now open through April 3, 2020, for uninsured applicants with an April 1, 2020, effective date.

Connecticut

In response to the coronavirus, an emergency special enrollment is now open through April 2, 2020, for uninsured applicants with an April 1, 2020, effective date.

Massachusetts  

In response to the coronavirus, an emergency special enrollment is now open through April 25, 2020, for uninsured applicants with an April 1, 2020, or May 1, 2020, effective date.

Maryland

In response to the coronavirus, an emergency special enrollment is now open through April 15, 2020, for uninsured Marylanders to get coverage starting April 1, 2020, only at Maryland Health Connection.

Minnesota

In response to the coronavirus, an emergency special enrollment is now open through April 21, 2020, for uninsured applicants with an April 1, 2020, effective date.

Nevada

In response to the coronavirus, a special enrollment period (SEP) is available from March 17th through April 15th only at Nevada Health Link. Effective date can be April 1, 2020, or May 1, 2020.

New York

In response to the coronavirus, eligible individuals who enroll in Qualified Health Plans through April 15, 2020, will have coverage effective April 1, 2020, or May 1, 2020.

Rhode Island

In response to the coronavirus, a special enrollment period (SEP) is now available through April 15th only at Health Source RI. April 1, 2020, or May 1, 2020, effective date.

Vermont

In response to the coronavirus, an emergency special enrollment is now open through April 17, 2020, for uninsured applicants with an April 1, 2020, or May 1, 2020, effective date.

Washington

In response to the coronavirus, the Washington Health Benefit Exchange announced a limited-time special enrollment period through April 8, 2020, for qualified individuals who are currently without insurance. Only April 1, 2020 effective date

District of Colombia

In response to the coronavirus, an emergency special enrollment is now open through June 15, 2020, for uninsured applicants.


Our mission at e-Health is to support the health and well-being of individuals and small-business. For additional insurance advice, health tips, and information on coverage, please visit eHealth.com

For information and guidelines specific to the coronavirus outbreak, visit cdc.gov

Please note that if you enroll in health insurance in a state that has extended their open enrollment period, the effective date of your coverage will vary based on when you apply.

Join Our Newsletter

Get healthcare news, wellness tips, and coverage resources