Updated January 28, 2020
When it comes to small business dental insurance, not much has changed in 2020. Small businesses are generally not required to offer dental insurance to employees.
Although small businesses are not required to offer dental benefits to employees, you might consider several ways that small business dental benefits could help your company save money. For instance, these kinds of benefits help attract new workers and retain current employees. Besides, you can usually deduct your costs. Don’t forget that you may also save money on your own family’s dental care with a high-quality group dental plan.
Understanding some of the popular plan types might help you get an idea of what you’re looking for in a small business dental insurance plan:
Members of any small business dental plan can expect some out-of-pocket expenses, especially for major services. On the other hand, many of these dental benefits will offer free or greatly discounted routine exams and cleanings. This benefit alone can help ensure that employees enjoy better dental hygiene and health.
Your small business dental plan cost will depend on factors such as:
You can see by visiting eHealth’s group dental insurance page that we have plans starting from as little as $12/month, and we have over 300 plans and more than 50 dental insurance companies to choose from (the costs you see are after an employer contribution of 50%).
No matter how much small group dental plans cost, you can reduce your true costs in many ways:
You can find a great variety of small business dental plans in your area. Lots of top dental and health insurance companies offer basic plans that have very affordable premiums to cover a variety of dental services.
As you shop for small business dental insurance, keep a couple of things in mind:
As with other health insurance, you should weigh the benefits against the cost for your business and your employees. You might survey your employees to learn how much they would want to pay for better access to dentists.
It only takes a few seconds to begin comparing group dental plans for your small business at eHealth. Get started right now by entering your company’s ZIP code and the amount of employees in the quote box. The number of plans that you can buy for only a few dollars a month per employee might surprise you. Besides small business dental, you can also shop for group and individual health insurance at eHealth.
This article is for general information and may not be updated after publication. Consult your own tax, accounting, or legal advisor instead of relying on this article as tax, accounting, or legal advice.