Individual and Family
BCBS Individual and Family Plans in Texas
Updated on October 31, 2019
About the Blue Cross and Blue Shield of Texas
A.M. Best Rating A as of 9/20/2018
The Blue Cross and Blue Shield of Texas (BCBSTX) was originally founded in 1929 by Dr. Justin Ford Kimball as the nation’s first hospital pre-payment plan.
The Blue Cross and Blue Shield of Texas’ coverage area spans all 50 states. Their network includes about 51,000 healthcare providers and 658 hospitals in Texas. Nationally, those covered by Blue Cross and Blue Shield of Texas plans have access to more than 745,000 healthcare providers and 6,300 hospitals across the U.S.
Buying individual and family health insurance from Blue Cross Blue Shield in Texas
Purchasing individual health insurance may be right for you if
- You are self employed
- Your employer does not offer a group plan
- Your employer offers a group plan, but it doesn’t cover your spouse or any dependents
- You are enrolled in a health insurance plan, but the premiums are too high
- You are enrolled in a health insurance plan, but your healthcare needs have changed
Finding affordable health insurance in Texas
When purchasing individual plans, you should consider getting quotes for plans that cover you together and separately to find what is most affordable for you.
According to eHealth, depending on the insurance company Texas individual and family insurance rates can be based on the age of the youngest person on the policy. Some couples with a large age difference may find they save money on premiums by applying for the same plan rather than separate plans.
However, couples with a small age difference may find they may save money by applying for separate health insurance plans.
Before purchasing a plan, make sure you consider your healthcare needs – and the needs of your spouse or any dependents – to make sure you find a plan that covers the services you need.
BCBS plans in Texas through eHealth
Applying for Texas health insurance through eHealth allows you to compare a variety of health insurance plans, including Blue Cross and Blue Shield. We sell a number of other plans that you can compare with BCBS to make sure you’re finding the most affordable plan that covers your healthcare needs. You can compare Texas healthcare plans side by side, receive quotes, and apply online through eHealth.
The help that you receive through eHealth costs you nothing. In other words, the plan that you purchase through eHealth is guaranteed to be the same price as the same plan sold through any other brokerage or marketplace.
The cost of health insurance plans are set, no matter where you’re purchasing them from.