Individual and Family
Find Affordable Health Insurance in California
Published on May 14, 2018
Looking for affordable health insurance in California? Keep reading to see how you can get quality coverage that won’t break your bank.
According to eHealth reports, alternatives for major medical (Affordable Care Act approved), like short-term health insurance have become popular for many consumers, due to their affordability. Read on to see some ways you might be able to find affordable health insurance in California.
Short-term health insurance plans in California
Many customers at eHealth have found short-term health insurance to be a great, affordable option when more traditional health insurance is simply not in their price range, or they only need coverage for a limited time.
In fact, 51% of respondents in an eHealth survey reported that they would have to go uninsured if short-term health insurance did not exist. This may be due to the fact that short-term health insurance plans have not been affected by the price increase seen among major medical plans. Short-term coverage for families actually decreased by 3% from 2016 to 2017.
Although short-term health insurance is affordable and has many other benefits, it does usually only last 90 days. Because of the amount of people insured by short-term plans, and the unaffordability of major medical plans there has been debate as to whether or not short-term health insurance plans should be extended to their limit (any amount of time less than 12 months) prior to 2017, according to eHealth.
If you’re looking for short-term health insurance in California, eHealth offers a wide range of plans in your area, and let’s you compare prices. You can learn more about short term plans in California here, or go straight to searching for short term health insurance plans in California here.
Affordable individual and family health insurance plans
If you’re looking for something that offers comprehensive coverage, there are still ways to get affordable health insurance in California.
By searching for health insurance on eHealth, you get to see plans from hundreds of different companies and thousands of different plans. We filter out what’s in your area, and what is available to you, and you get to compare premiums and benefits from there.
Make sure to check with each plan for term and limitations, since specifics on individual health insurance plans can vary. This article is for general education only.
Other alternatives for affordable health insurance in California
If you’re looking for more options for affordable health insurance in California, you can read up on alternatives to the Affordable Care Act (ACA) here. Some of these products include:
- Medical insurance packages
- Catastrophic coverage
- Healthcare sharing organizations
These insurance products will likely have more restricted coverage than major medical plans, but they are often more affordable due to having less benefits.
Keep in mind that with all different plan types, each plan has its own terms and limitations, so be sure to check the official plan documents to understand how that specific plan works. This article is only for general education.
Affordable health insurance in California with eHealth
eHealth has a broad selection of affordable health insurance in California. Anyone can visit our page dedicated to California health insurance to see resources, statistics, and plans offered in your state.
If major medical plans are not within your budget, and you are looking for immediate coverage for yourself or your family, consider short-term health insurance. This type of coverage offers quick affordable coverage with limited benefits covered. See short-term health insurance plans in California here.
This article is for general information and should not be relied on as medical advice, or the definitive answer to which health insurance plan might work best for you. Check with a medical professional for medical, legal, accounting, or tax advice.