Individual and Family
Finding health insurance that suits your needs, but doesn’t break your bank, can be difficult. However, with eHealth, you don’t have to worry when it comes time to buy health insurance. We are a trusted government partner that can help find a plan where your preferred providers are in-network and save you money on your prescription drugs.
If you’re looking for a simple shopping experience, eHealth can help guide you through your health insurance shopping experience, which may otherwise be overwhelming and confusing. Keep reading to understand the tools and platforms we offer to help our customers get the health insurance plan that fits both their medical needs and their budget.
eHealth offers a completely free tool at doctor.ehealthinsurance.com that lets you find out whether or not a specific doctor is in a health plan’s network. Finding providers you trust takes time and is a huge factor when it comes to purchasing health insurance.
You can use this tool to make a list of health insurance companies or plans that you’re interested in, which can help narrow your search or it could be the deciding factor between plans.
Making sure your doctor and other preferred providers are in-network is important because you will get the care you need at an affordable price. While some health insurance companies still provide some coverage for going out-of-network for care, however, you will still end up paying more.
If you have a doctor in mind that you want to make sure is covered by your health insurance plan, it’s wise to check with not only eHealth’s Doctor Finder tool but with them to make sure that they accept whatever plan(s) you’re thinking about purchasing. Doctors can choose to leave networks at any time and are not always required to notify the insurer, so it’s always wise to double-check.
It’s also wise to check with your doctor since some providers accept some plans fro0m a health insurance company but not all plans.
While prescription drugs are one of the 10 essential benefits that all ACA health insurance plans must cover, each health insurance company chooses how they cover these benefits.
If your health insurance plan doesn’t have good prescription drug coverage and you are a person with a lot of prescriptions, you could end up spending a large amount of money on the medications you need.
eHealth’s Rx Drug saver tool can help you search for plans that cover the prescription medications you need. This tool will help you find a plan that gives you the best overall price for your prescription drug co-payments, as well as your monthly premiums and annual deductibles.
Additionally, according to the latest research, those who used the prescription drug coverage comparison tool found an average savings of over $1,600.
Choosing health insurance is an extremely important decision. When you’re shopping, it’s helpful to have some guidance; it’s especially more reassuring to know that you’re getting guidance from a trusted government partner.
eHealth’s licensed agents are here to help you understand health insurance plans – that are both on and off the government exchange. They’re here to help you figure out if you qualify for a subsidy and find a plan that suits your budgetary needs as well as your health care needs.
It’s important to keep in mind that the price of health insurance plans are set, so you’re getting the same price regardless of where you purchase them from. This means that you can get help from eHealth’s licensed agents at absolutely no charge to you.
See the video below to learn more about some of the basic benefits eHealth offers.
If you want to have the greatest number of options, then you need to look at eHealth. We have insured over 5 million customers, and we have over 10,000 plans from over 180 companies.
We have amazing resources and tools for your online health insurance shopping experience, and we are committed to offering an easy, simplified, and trustworthy solution to finding health insurance. You can complete your entire shopping experience online with our easy-to-use system, and make shopping for health insurance a less stressful task.
We’re also unbiased since we are a broker, not an insurance company. This means we offer plans from more than just one insurance company, and we encourage you to compare as many plans as you need to make an educated decision. We want you to select the plan that is the best for you—we will support you with decision-making tools to decide which product is the right one for you. Our representatives focus on finding you the right plan, rather than just trying to push anyone insurance company or type of plan.
We are your advocate in the individual health insurance world—after you buy your plan, we will still be available to you for help with your chosen health insurance company regarding issues like coverage or billing. If you use eHealth to get your health insurance, you will find that assistance and answers are never hard to find.