eHealth can get you quality coverage at affordable prices, without making your life difficult.
Buying individual health insurance isn’t always as easy as getting it through your company, or through a government-sponsored program—you have to do some of the research on your own in order to get the best rates for you and your family if you’re looking to buy your own family health insurance plan. There is also a huge amount of individual health insurance plans out there, so checking out each and every one could take a really long time—and even then, you might not be seeing everything if you don’t know where to look.
Luckily, there is a solution to shopping for individual health insurance. If you like to keep things simple and save money, then buying health insurance with eHealth is right up your alley.
If you get your health insurance online with eHealth, you’ll find that there are a lot of benefits, probably too many to list here. But below are 3 reasons to use eHealth for your health insurance needs, that you may have not known about. The proof is in the pudding when it comes to bonuses like making things easier, and condensing your shopping process to a total online experience, but we want to make sure that you know about these 3 perks that could be extremely helpful.
3 reasons to use eHealth to buy individual health insurance
1. Doctor finders – eHealth offers a completely free tool at doctor.ehealthinsurance.com that let’s you search on your own whether or not a doctor is in a health plan’s network. You can use this tool to make a list of the insurance companies you’re interested in and check each insurance company’s website individually. Making sure your doctor is in your plan’s network ensures you get access to that negotiated price, determined by your insurance company. Getting care from doctors and hospitals that are in your network will save you money.
If you have a doctor in mind that you want to keep, you might want to double check with him or her to see if they do accept whichever health insurance plan you’re thinking about buying. Doctors can leave networks at any time and are not always required to notify the insurer, which means the doctor finder tool might be delayed in letting us know that this doctor no longer belongs to the network. Also look out for doctors who accepts coverage from an insurance company, but does not accept all of the plans from that company. The doctor tool is a great way of finding out which health-care providers are in your potential network, but checking in with your doctor is also a good idea.
2. We have a prescription drug tool – If your health plan doesn’t cover your prescription drugs, you could spend a ton of money on prescriptions – even if you have health insurance. To use eHealth’s Rx Drug Saver Tool, you simply go to eHealth.com, search for plans and type in your date of birth and zip code. With this tool you’ll be able to type in whatever prescription medications you need, and the tool will show you health insurance plans available on eHealth that give you the best overall price–this includes monthly premiums, deductibles, and prescription drug co-payments.
3. We’re a trusted government partner – eHealth has licensed agents who are allowed to help you understand plans both on and off the government exchanges. Both licensed insurance agents and health insurance navigators can you help understand your different health plan choices available on the government exchanges. By law, only a licensed agent can recommend a health plan for you – on or off of the government exchanges – based on your personal needs. And a licensed insurance agent can help you understand all of your health plan options.
Working with eHealth means you benefit from having access to information about government plans and Obamacare subsidies, and plans sold off the exchange with no extra charge.
More benefits when you buy health insurance online with eHealth
See the video below to learn more about some of the basic benefits eHealth offers.
If you want to have the greatest number of options, then you need to look at eHealth. We have insured over 5 million customers, and we have over 10,000 plans from over 180 companies.
Although we have amazing resources and tools for your online health insurance shopping experience, out basic benefit that we offer is an easy, simplified solution to finding health insurance. You can complete your entire shopping experience online with our easy-to-use system, and make shopping for health insurance a simple task.
We’re also unbiased, since we are a broker, not an insurance company. This means we offer plans from more than just one insurance company. We want you to select the plan that is the best for you—we will support you with decision making tools to decide which product is the right one for you. Our representatives focus on finding you the right plan, rather than just trying to push any one insurance company or type of plan.
We are your advocate in the individual health insurance world—after you buy your plan, we will still be available for you to deal with the health insurance company regarding issues like coverage or billing. If you use eHealth to get your health insurance, you will find that assistance and answers are never hard to find.