Applying for Health Insurance Coverage

Completing your application

Once you’ve selected a health insurance plan that you’d like to apply for, your agent can help you through the application process. Be sure to answer all questions honestly to the best of your knowledge. You may find that you’ll need to confirm the zip codes and dates of birth of your employees.

Don’t worry – you won’t be declined for medical history

Although the overall health of the persons to be covered under your plan may have some effect on your monthly premiums, no individual in the group will be declined coverage based on his or her medical history. If you legally qualify as a business in your state, you are automatically eligible for the plan you selected. Even if they have a pre-existing medical condition, eligible employees will not be declined for coverage.

Enrollment

Enrollment is the process of getting your employees and their dependents signed up for your new health plan. Your health insurance agent or broker can help you make sure that all the proper materials are collected and provided to the health insurance company so that everyone gets enrolled. When you work with eHealth as your agent, a representative can help walk you through the process.

Though you are small, you are mighty. Shop plans for Small Businesses.

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