When considering your options, use the following five criteria to help you determine which plans best match your needs:
Monthly premiums: Know what you and your employees will be required to pay on a monthly basis to maintain your coverage. You’ll also want to know what you and your employees may be required to pay toward the monthly premiums of dependent spouses or children.
Deductibles, copayments and coinsurance: These forms of cost-sharing only come into play when you receive medical care. Make sure they’re affordable for you and your employees, both for regular medical care as well as care for more serious or unexpected medical conditions.
Medical provider networks: If you have a preferred doctor or hospital, make sure they’re in-network for any plan you’re considering. Otherwise your claims may be denied or paid at a lower level. eHealth has tools to see which plans your doctor accepts.
Prescription drug coverage: Some plans cover different prescription drugs than others, or pay more toward them. eHealth has a prescription drug coverage comparison tool that can show you what you’re estimated to pay based on your personal Rx needs.
Coverage add-ons: Health insurance plans typically don’t cover dental or vision care. At eHealth.com you can add these to your purchase to build a total benefits package for yourself and your employees.
When shopping for a group health insurance plan, eHealth highly recommends that you speak with a licensed agent for personal assistance. eHealth’s own licensed agents and representatives can be reached by phone, email or online chat.
If you want to save money and make the most of your health insurance dollars you’ll need the broadest possible view of the health plans available. By working with a licensed agent like eHealth you can save time and get a selection of quotes from top insurance companies in your area.
eHealth is licensed to sell health insurance in all 50 states plus DC and we have years of experience matching small businesses with the group health insurance plans best suited to their needs. eHealth makes it easy to find the right health insurance plan for your needs and budget.
Visit us online at eHealth.com or call us toll-free at 844-871-4484 to learn more about your options.
When you shop with eHealth you’ll get: