Find Affordable Health Insurance in South Carolina

Find individual health insurance in South Carolina.
Discover more plans at the lowest available cost.

South Carolina State Health Resources

Residents can also refer to a number of resources within South Carolina:

Apply for South Carolina Health Insurance coverage at eHealthInsurance. We offer thousands of health plans underwritten by more than 180 of the nation’s health insurance companies. Compare South Carolina health plans side by side, get health insurance quotes, apply online and find affordable health insurance today. You can read more about the Affordable Care Act in our Obamacare Resource Center.

eHealth is an authorized federal government partner.

Looking to Purchase South Carolina Health Insurance?

We offer a broad selection of South Carolina health plans for individuals, families and small businesses from most of the leading South Carolina health insurance companies.

South Carolina Medical Insurance Statistics

Consider the following statistics about health care coverage in South Carolina:

4,908,400

Total South Carolina Residents

9%

Total Uninsured South Carolina Residents

1,040,514

Total South Carolina HMO enrollment

$1,367

Avg annual employee premium in South Carolina employer-sponsored plan (after employer contribution)

$1,938

Avg South Carolina hospital cost per inpatient day (before insurance)
Source data according to the Kaiser Family Foundation: Health Insurance Coverage of the Total Population, states (2007-2008), U.S. (2008); Total HMO Enrollment, July 2008; Average Single Premium per Enrolled Employee; For Employer-Based Health Insurance, 2008; Hospital Adjusted Expenses per Inpatient Day, 2007

Frequently asked questions

South Carolina residents are required to have health insurance under the Affordable Care Act (also known as Obamacare). However, South Carolina state law does not require employers to offer group health plans to their employees.
South Carolina's open enrollment for 2020 plans has ended but those with a qualifying event may still be able to enroll or make changes to a 2020 plan. For those without a special enrollment period, open enrollment for 2021 plans will begin on November 1, 2020. Residents can find plans through the federal exchange or private insurance companies.
The cheapest health insurance in South Carolina starts for as low as $181.55 per person for major medical plans.*
Metal LevelLowest Monthly Premium*
Bronze$181.55
Silver$214.05
Gold$343.8
* This is the lowest-price Bronze plan available from eHealth in South Carolina, but actual prices available depend on zip code, age, gender, and other factors.  Get a personalized quote to see what may be available for you.
South Carolina residents can expect to pay an average of $197.39 per person* for a basic major medical individual health insurance plan. Prices will vary and premiums can be lower if you are in good health.
Metal LevelAverage Monthly Premium*
Bronze$197.39
Silver$275.03
Gold$301.09
* This is the average price of a plan available from eHealth in South Carolina, but actual prices available depend on zip code, age, gender, and other factors.  Get a personalized quote to see what may be available for you.

Buying an Individual and Family Health Plan in South Carolina

A new South Carolina private health insurance plan may be right for you if:

  • You are self-employed
  • Your employer does not offer a group plan
  • You are enrolled in a group plan, but it does not cover spouses or dependents
  • You are enrolled in a health plan, but the premiums are too high
  • You are enrolled in a health plan, but your benefits needs have changed