Find Affordable Health Insurance in South Dakota

Find individual health insurance in South Dakota.
Discover more plans at the lowest available cost.

South Dakota State Health Resources

Residents can also refer to a number of resources within South Dakota:

Apply for South Dakota Health Insurance coverage at eHealthInsurance. We offer thousands of health plans underwritten by more than 180 of the nation’s health insurance companies. Compare South Dakota health plans side by side, get health insurance quotes, apply online and find affordable health insurance today. You can read more about the Affordable Care Act in our Obamacare Resource Center.

eHealth is an authorized federal government partner.

Looking to Purchase South Dakota Health Insurance?

We offer a broad selection of South Dakota health plans for individuals, families and small businesses from most of the leading South Dakota health insurance companies.

South Dakota Medical Insurance Statistics

Consider the following statistics about health care coverage in South Dakota:


Total South Dakota Residents


Total Uninsured South Dakota Residents


Total South Dakota HMO enrollment


Avg annual employee premium in South Dakota employer-sponsored plan (after employer contribution)


Avg South Dakota hospital cost per inpatient day (before insurance)
Source data according to the Kaiser Family Foundation: Health Insurance Coverage of the Total Population, states (2007-2008), U.S. (2008); Total HMO Enrollment, July 2008; Average Single Premium per Enrolled Employee; For Employer-Based Health Insurance, 2008; Hospital Adjusted Expenses per Inpatient Day, 2007

Frequently asked questions

South Dakota residents are required to have health insurance under the Affordable Care Act (also known as Obamacare). Employers are not required by law to provide health plans to their employees in South Dakota. However, most employees do receive this benefit from their companies.
The open enrollment for 2020 plans in the exchange has ended unless you have a qualifying event. South Dakota's open enrollment for 2021 plans is scheduled to begin on November 1, 2020. Plans will be available through the federal exchange or through private insurance companies.
South Dakota residents can expect to pay an average of $231.24 per person* for a basic major medical individual health insurance plan. Prices will vary and premiums can be lower if you are in good health.
Metal LevelAverage Monthly Premium*
* This is the average price of a plan available from eHealth in South Dakota, but actual prices available depend on zip code, age, gender, and other factors.  Get a personalized quote to see what may be available for you.