Find Affordable Health Insurance in Tennessee

Find individual health insurance in Tennessee.
Discover more plans at the lowest available cost.

Tennessee State Health Resources

Residents can also refer to a number of resources within Tennessee:

Apply for Tennessee Health Insurance coverage at eHealthInsurance. We offer thousands of health plans underwritten by more than 180 of the nation’s health insurance companies. Compare Tennessee health plans side by side, get health insurance quotes, apply online and find affordable health insurance today. You can read more about the Affordable Care Act in our Obamacare Resource Center.

eHealth is an authorized federal government partner.

Looking to Purchase Tennessee Health Insurance?

We offer a broad selection of Tennessee health plans for individuals, families and small businesses from most of the leading Tennessee health insurance companies.

Tennessee Medical Insurance Statistics

Consider the following statistics about health care coverage in Tennessee:

6,674,100

Total Tennessee Residents

11%

Total Uninsured Tennessee Residents

1,940,053

Total Tennessee HMO enrollment

$1,230

Avg annual employee premium in Tennessee employer-sponsored plan (after employer contribution)

$1,704

Avg Tennessee hospital cost per inpatient day (before insurance)
Source data according to the Kaiser Family Foundation: Health Insurance Coverage of the Total Population, states (2007-2008), U.S. (2008); Total HMO Enrollment, July 2008; Average Single Premium per Enrolled Employee; For Employer-Based Health Insurance, 2008; Hospital Adjusted Expenses per Inpatient Day, 2007

Frequently asked questions

Although Tennessee residents are not required to have health insurance under state law, the Affordable Care Act mandates health insurance on a federal level. Therefore, Tennessee residents are required to have health insurance coverage in compliance with the ACA (also known as Obamacare).
Tennessee open enrollment for 2020 health plans has ended but those with qualifying events may still enroll or opt to change their coverage. Open enrollment for 2021 plans will begin on November 1, 2020. Tennessee residents can find plans through the federal exchange or private insurance companies.
The cheapest health insurance in Tennessee starts for as low as $216.98 per person for major medical plans.*
Metal LevelLowest Monthly Premium*
Bronze$216.98
Silver$255.35
Gold$432.53
* This is the lowest-price Bronze plan available from eHealth in Tennessee, but actual prices available depend on zip code, age, gender, and other factors.  Get a personalized quote to see what may be available for you.
Tennessee residents can expect to pay an average of $221.84 per person* for a basic major medical individual health insurance plan. Prices will vary and premiums can be lower if you are in good health.
Metal LevelAverage Monthly Premium*
Bronze$221.84
Silver$293.18
Gold$464.83
* This is the average price of a plan available from eHealth in Tennessee, but actual prices available depend on zip code, age, gender, and other factors.  Get a personalized quote to see what may be available for you.