Find short-term health insurance plans in DC
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Consider the following statistics about health care coverage in District of Columbia:
Average individual ST Premium$115
Average Individual ST Deductible$4,385
Average Premium for Individual ACA plans bought on eHealth in 2017 $378
Average Deductible for Individual ACA plans in 2017 from eHealth customers $4,449
District of Columbia short term health insurance plans offer health care coverage for up to 3 months. Renewals are not allowed, and pre-existing condition exclusions are prohibited. Bill 22-1001 was introduced in Washington D.C. in order to limit short term health insurance in D.C., after federal laws rolled out that significantly loosened the limits on this kind of coverage.
We offer DC residents short term medical insurance plans provided by leading insurance carriers. Compare District of Columbia short term health insurance plans and select the plan best suited for your health care needs.
Make sure to read your plan details carefully when shopping for short term health insurance in Washington D.C., so you understand that this temporary coverage is different than typical ACA-compliant coverage.
A major appeal of short term health coverage is how affordable it is. The benefits covered by short terms plans are typically related to emergency care, meaning that these plans may work well for those who don’t require regular medical care, such as frequent visits to the doctor or expensive prescriptions. Although these plans do not have as many benefits as major medical health insurance, they provide some coverage that’s still affordable for many people. Keep in mind that:
Due to limitations, short term health insurance in D.C. might not be for everyone. If you are seeking to save on health insurance costs in District of Columbia and only need minimal coverage, short term can be a good option, but make sure to take the risks and your own health care needs into account when it comes to choosing your health insurance plan.