Find short-term health insurance plans in WA
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Consider the following statistics about health care coverage in Washington:
Average individual ST Premium$264
Average Individual ST Deductible$1,803
Average Premium for Individual ACA plans bought on eHealth in 2017 $378
Average Deductible for Individual ACA plans in 2017 from eHealth customers $4,449
Short term health insurance is technically allowed but usually not commercialy available in the State of Washington as of early 2019. Although federal laws allow short term plans to last up to 36 months, many U.S. states chose to maintain or create their own rules regarding short term plans. There are three major differences to note about Washington’s short term plans. By law, short term insurance in Washington State:
At eHealth you can get quotes on short term health plans in most states. Due to ongoing changes in the market and regulations, many health insurance carriers have left the short term market in Washington State. If you find a lack of options for short term health insurance in Washington State on eHealth, it is likely due to a lack of carriers choosing to sell these plans. You can use eHealth to compare and purchase other types of health insurance if you find that short term health insurance in Washington is not available or right for you.
Besides the basics of short term regulations in Washington State, there are a few more details about Washington short term plans that you should know:
Due to those limitations, insurance companies seem reluctant to offer short term health insurance in Washington. If you are seeking to save on health insurance costs in Washington State and only need minimal coverage, you may consider other types of insurance.Make sure to take the risks and your own health care needs into account when it comes to choosing your plan. You may want to consider a comprehensive major medical health insurance plan instead of short term health insurance in Washington.