Find Affordable Health Insurance in West Virginia

Find individual health insurance in West Virginia.
Discover more plans at the lowest available cost.

West Virginia State Health Resources

Residents can also refer to a number of resources within West Virginia:

Apply for West Virginia Health Insurance coverage at eHealthInsurance. We offer thousands of health plans underwritten by more than 180 of the nation’s health insurance companies. Compare West Virginia health plans side by side, get health insurance quotes, apply online and find affordable health insurance today. You can read more about the Affordable Care Act in our Obamacare Resource Center.

eHealth is an authorized federal government partner.

Looking to Purchase West Virginia Health Insurance?

We offer a broad selection of West Virginia health plans for individuals, families and small businesses from most of the leading West Virginia health insurance companies.

West Virginia Medical Insurance Statistics

Consider the following statistics about health care coverage in West Virginia:

1,814,100

Total West Virginia Residents

7%

Total Uninsured West Virginia Residents

525,251

Total West Virginia HMO enrollment

$1,208

Avg annual employee premium in West Virginia employer-sponsored plan (after employer contribution)

$1,570

Avg West Virginia hospital cost per inpatient day (before insurance)
Source data according to the Kaiser Family Foundation: Health Insurance Coverage of the Total Population, states (2007-2008), U.S. (2008); Total HMO Enrollment, July 2008; Average Single Premium per Enrolled Employee; For Employer-Based Health Insurance, 2008; Hospital Adjusted Expenses per Inpatient Day, 2007

Frequently asked questions

West Virginia follows the Affordable Care Act (also known as Obamacare), which has a federal mandate that requires you to have health insurance. Some states have chosen to enact their own health insurance mandates, but West Virginia is not included in that group at this time.
West Virginia residents can apply for health insurance during open enrollment and during special enrollment periods for qualifying life events, such as a loss of coverage or a change in marital status. You can find plans through private insurance providers or the federal exchange.
The cheapest health insurance in West Virginia starts for as low as $308.56 per person for major medical plans.*
Metal LevelLowest Monthly Premium*
Bronze$308.56
Silver$366.63
Gold$449.24
* This is the lowest-price Bronze plan available from eHealth in West Virginia, but actual prices available depend on zip code, age, gender, and other factors.  Get a personalized quote to see what may be available for you.