Find short-term health insurance plans in WV
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Consider the following statistics about health care coverage in West Virginia:
Average individual ST Premium$134
Average Individual ST Deductible$4,902
Average Premium for Individual ACA plans bought on eHealth in 2017 $378
Average Deductible for Individual ACA plans in 2017 from eHealth customers $4,449
West Virginia chose not to impose stricter regulations for short term limited duration plans, and defers to the federal rules on plan duration and renewals. This means West Virginia short term health insurance plans are allowed initial terms of up to 364 days with the chance to renew for up to 36 months.
We offer WV residents short term medical insurance plans provided by leading insurance carriers. Compare West Virginia short term health insurance plans and select the plan best suited for your health care needs.
Make sure to read your plan details carefully when shopping for short term health insurance in West Virginia, so you understand that this temporary coverage is different than typical ACA-compliant coverage.
A major appeal of short term health coverage is how affordable it is. The benefits covered by short terms plans are typically related to emergency care, meaning that these plans may work well for those who don’t require regular medical care, such as frequent visits to the doctor or expensive prescriptions. Although these plans do not have as many benefits as major medical health insurance, they provide some coverage that’s still affordable for many people. Some additional things to remember when shopping for West Virginia short term plans:
Due to those limitations, short term health insurance in West Virginia might not be for everyone. If you are seeking to save on health insurance costs in West Virginia and only need minimal coverage, short term can be a good option, but make sure to take the risks and your own health care needs into account when it comes to choosing your health insurance plan.