Can I still buy health insurance through in 2014, or do I have to use an exchange?

June 26, 2013

Yes, you can still buy health insurance through in 2014 and beyond.

But, in some states, lower income Americans may not have the same freedom to use or other web-based brokers as wealthier Americans.

That’s because some states may choose to require low income people to apply for insurance using a subsidy through their state exchange.

Federal regulations make it clear that states have the option to enable online brokers to enroll people in subsidized insurance, but some states may elect not to pursue this option.