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*Fixed-benefit indemnity medical insurance is a different kind of health insurance that pays set cash amounts to help you manage the health care needs of today versus the possible needs of tomorrow. Read important information and disclaimers about fixed-benefit indemnity medical insurance.

Note that fixed-benefit indemnity medical insurance is not considered minimum essential coverage under the Affordable Care Act (ACA), and you may be subject to the tax penalty if you do not maintain appropriate coverage. Learn more about the ACA and the tax penalty in our Affordable Care Act Resource Center.

We encourage you to review all insurance plans available in your area, carefully read all insurance plan details, and consider your or your family's specific needs before choosing an insurance plan. You can review plan details by clicking the Details button for each insurance plan. You can also make detailed comparisons of up to four plans at a time by checking the box to the left of each insurance plan and clicking the Compare button. If you need any more information, please call us so that one of our representatives can assist you. All prices are based on ideal census information. Your price may be higher.

Important Information About Fixed-Benefit Indemnity Medical Insurance

Fixed-benefit indemnity medical insurance is a different kind of health insurance that pays set cash amounts to help you affordably manage the health care needs of today versus the possible needs of tomorrow.

Fixed-benefit indemnity medical insurance policies do not cover pre-existing conditions. Fixed-benefit indemnity medical insurance is also not considered minimum essential coverage under the Affordable Care Act (ACA, also called Obamacare), and even if you enroll in and maintain fixed-benefit indemnity coverage, you may still be subject to the tax penalty. Further information about the ACA and its implications can be found in our Affordable Care Act Resource Center.