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Private Health Insurance in New Jersey

Find individual health insurance in NJ

Enter your zip code to find affordable, private health insurance plans in New Jersey.

Find plans in my area

Get Quotes on Private Health Insurance in New Jersey

eHealthInsurance works with New Jersey insurance providers that offer health insurance for individuals and families. Compare New Jersey individual and family health plans from various providers and select the plan best suited for your health care needs. Learn more about individual and family health insurance plans in New Jersey and get free health insurance quotes to find the right plan for you.

Buying an Individual and Family Health Plan in New Jersey

A new New Jersey private health insurance plan may be right for you if:
  • You are self employed
  • Your employer does not offer a group plan
  • You are enrolled in a group plan, but it does not cover spouses or dependents
  • You are enrolled in a health plan, but the premiums are too high
  • You are enrolled in a health plan, but your benefits needs have changed

Finding Affordable NJ Individual & Family Medical Insurance

If both you and your spouse or domestic partner are looking for a new health insurance plan, we recommend that you look up health insurance quotes both together and separately to find the plan that is most affordable for you.

Depending on the health insurance company, New Jersey individual and family health insurance rates for couples can be based on the age of the youngest person on the policy. Some couples with an age difference of several years may find they save money by applying for the same plan rather than individually. Couples that are only a few years apart might be able to reduce their total costs by applying for separate health insurance plans. If you decide to apply for a health insurance plan as a couple, make sure the plan you choose covers the benefits both of you need.

NJ Insurance Providers

  • AmeriHealth - New Jersey
  • Horizon Blue Cross Blue Shield of New Jersey
  • Ambetter from WellCare of New Jersey
  • HS - Aetna Life Insurance Company
  • HS - United Healthcare
  • Oscar

Additional Resources

  • Understanding Obamacare - eBook
  • Obamacare Special Enrollment Period
  • Obamacare 101:How Obamacare Works
  • High Risk Insurance Pools
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