Affordable Care Act

Obamacare 101: How Obamacare Health Insurance Works

Updated on February 13, 2020


The Affordable Care Act (ACA or “Obamacare”) is a major health-care reform bill signed into law by President Barack Obama in 2010.
If you need health insurance, it’s important to understand as much as possible about this nationwide health insurance program.
Start by downloading our free eBook here or watching our free educational videos.

Watch our video on Obamacare for more information:

You can also download our guide on 3 steps to understanding Obamacare.

Download the 2019 Guide: 3 Steps To Understanding Health Insurance 

Click on the links below to find out more about specific aspects of Obamacare health insurance.

Learning about Obamacare health insurance:

 History of ObamacareHow does Obamacare work?When to buy Obamacare
How to enroll in ObamacareWhat to buy when you enroll in ObamacareWhat’s in an Obamacare health plan?
Health Insurance Application Process  

Obamacare Key Terms:

Essential Health Benefits  (Minimum Essential Coverage) Tax penalty Special Enrollment Period (SEP)
Premium tax credit (government subsidy)Qualifying life event (QLE)Health insurance exchange
Provider networkHealth insurance agentsObamacare navigators
Qualified Health Plan (QHP)Major medical health plan (Minimum Essential Coverage)Metal levels
Short-term health insuranceCatastrophic health plans 

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