Affordable Care Act
Find dates for 2019 here
The Affordable Care Act (ACA/Obamacare) Open Enrollment Period is the time of year when anyone can buy an Obamacare health insurance plan, without restriction.
2018’s Open Enrollment Period Runs From November 1st through December 15th, 2017.
However, many states have extended their Open Enrollment Period, which means that anyone living in these states will have additional time to enroll.
Extended Open Enrollment Periods by state:
Most Americans can enroll in health insurance under the Affordable Care Act (Obamacare) during the Open Enrollment Period (OEP).
However, there are a few restrictions:
If you meet these these requirements, you’ll have access to coverage and you can’t be refused coverage because of pre-existing conditions, because of your salary, or for any other reason not listed above.
Typically, coverage will begin on January 1st, 2018 for people who enroll during OEP.
However, if you enroll in a state with an extended deadline, your date of coverage may differ.
Bring the following information when its time to apply:
What about Resident Aliens?
You’ll need the Resident Alien number or A-number for anyone in your household who is a Permanent Resident.
You’ll usually need to type in the number. But, you may have to upload the document, so you should have it ready to scan as well.
The immigration statuses that effect your eligibility are vast and complex, so if you want to enroll an Affordable Care Act plan, you can find the required documents on www.healthcare.gov.
What if I want to apply for a tax credit (Obamacare subsidy)?
To apply for a premium tax credit you will also need:
Many Americans are eligible to save on their health insurance costs.
Subsidies can help reduce your premiums.
The Advanced Tax Premiums which help reduce the cost of your monthly premium. This applies to anyone whose income falls between 100% and 400% of the federal poverty level.