Affordable Care Act

Health Insurance Premiums under Obamacare

Updated on November 15, 2019


A health insurance premium is the total amount paid to your insurance company for health insurance coverage. This is typically a monthly charge. Within the context of group health insurance coverage, health insurance premiums are paid in whole or in part by the employer on behalf of the employee or on behalf of the employee’s dependents.

Health insurance premiums under Obamacare

Health Insurance Premium Infographic

Under the Affordable Care Act (ACA or “Obamacare”), health insurance premiums (also referred to as Obamacare premiums) cost an average of $271 per month for individual coverage and $667 per month for family coverage.
The graphic below shows which states have the lowest average Obamacare premiums, according to eHealth’s Index Report.

You can also visit the eHealth Price Index to see how much people in your state are paying for health insurance through eHealth.

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