Affordable Care Act

Michigan 2020 Open Enrollment Dates (Obamacare)

Updated on November 05, 2019


Michigan has not announced extended open enrollment for 2020, the national open enrollment dates apply: open enrollment in the state of Michigan will run from November 1st through December 15th 2019. December 15th is the last day that you can enroll in major medical health insurance for the 2020 coverage year.
Here is a breakout of all open enrollment dates listed by stateFor more information on buying health insurance during Open Enrollment in Michigan, keep reading.

Watch our video on Health Insurance Open Enrollment Periods

How much is health insurance a month for a single person in Michigan?

If you’re buying health insurance during the Open Enrollment Period in Michigan, your first concern is likely the price of plans. These  are starting prices for a 40-year-old woman buying individual coverage in Michigan

Zip, City, State  Lowest Cost Major Medical Plan at on 9/25/2019  Lowest Cost
90-Day Short-Term Plan on 9/25/2019
  Lowest Cost 12-Month Short-Term Plan at on 10/2/2018
Detroit, MI

How do I get cheap health insurance in Michigan?

  1. Assess your personal needs:Do you need Rx coverage? Do you have a doctor you like? Also consider the health care services that you – and your family if applicable – have received in the past. Think about if you plan on scheduling any major medical services – such as surgery or other costly procedures – in the upcoming coverage year.
  2. Research available options in your Michigan:Start at to compare Obamacare plans, short-term plans and other alternatives.
  3. Understand which options you can qualify for: You can enroll in any Obamacare plan during open enrollment. For short-term health insurance and other medical insurance alternatives, you can apply any time, but you typically need to answer medical questions and may be declined.
    Keep in mind that if you experience a qualifying life event during the year, you may be able to apply for major medical health insurance during a special enrollment period. You can find out more about enrolling outside of open enrollment on eHealth’s resource center.
  4. See if you qualify for discounts: ACA plans may be available to you with a tax credit, which can save you hundreds and sometimes thousands of dollars on monthly premiums. Keep in mind that you will need to meet an income requirement.
  5. Make sure your prescriptions are covered: provides a prescription drug coverage comparison tool that helps you find the plan that covers your drugs with the lowest out-of-pocket cost.
  6. Make sure your doctor is covered:eHealth has a physician finder tool that lets you compare plans using your preferred doctor.
  7. Enroll online: eHealth makes it easy to complete your health insurance application online, even if you qualify for a tax credit.

What health insurance companies sell individual health insurance policies in Michigan?

Insurers in Michigan with Plans Available on eHealth.comShort-Term Health InsuranceMajor Medical Health InsuranceMedical Insurance Packages
Companion Life InsuranceYesNoNo
Independence AmericanYesNoYes
National General Accident & HealthYesNoNo
United HealthcareYesNoYes
Blue Cross, Blue Shield (BCBS) of MichiganNoYesNo
Health Alliance PlanNoYesNo
Priority HealthNoYesNo

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