Affordable Care Act
The first day of summer is just around the corner, which means many of you are gearing up for the summer vacation season.
For those of you who might be thinking that millennials are the only ones having fun, think again!
Did you know a whopping 99 percent of Baby Boomers are planning to travel this year, and more than three-quarters of them have already chosen their destination(s)? (source)
According to AARP, Boomers are more like to travel both domestically and internationally during the summer. Below are the top trends for selected destinations among this age group:
• 36% show interest in traveling to Europe.
• 27% show interest in traveling to the Caribbean and South America.
• 16% show interest in traveling to Florida.
• 9% show interest in traveling to California.
After reviewing these trends, here are five destinations I’d recommend for seniors:
1. Florence, Italy
2. Copenhagen, Denmark
3. Naples, Florida
4. The Bahamas
5. San Diego, California
Does my health insurance cover medical emergencies outside the US?
You may “sort of” be covered: As a general rule, some insurance companies will cover emergency care when you’re out of the country. Some will not. If you’re traveling outside of the United States, contact your insurance provider before you board the plane.
So what should you do before you travel?
Over-prepare: Call your insurer or your licensed agent (that’s us here at eHealth) and find out:
• If your current plan covers you when you’re out of the country.
• What your current plan covers if you’re injured out of the country (for example, is it emergency only?)
• How to get reimbursed for a claim if you have to file one.
Consider travel insurance: Depending on the plan type, your age and other factors, you can likely purchase a travel insurance plan before you fly out of the country starting around $25/month. Plans can provide medical translation, up-front out-of-pocket costs, hospitalization, medical evacuation and emergency medical reunion, and dental coverage.
Remember, it’s better to be safe than sorry!