Who is eHealth?
For nearly 30 years, eHealth has helped millions of Americans find health insurance that fits their needs and their budget.
We know this process isn't simple. Plans vary. Costs aren't always clear. And figuring out what's actually covered, or what happens after you enroll, can feel overwhelming.
That's where eHealth can help.
eHealth is a licensed, independent insurance agency dedicated to helping you find the right coverage for you. We work with more than 180 national and regional insurance companies, so you can compare a wide range of plans in one place — online or with the help of an advisor — who is a licensed insurance agent.
But what sets eHealth apart isn't just access to options. It's how we use data and technology to help you make sense of your options, and the on-going support we provide after you choose.
You're not on your own to figure things out. You have someone you can talk to. Someone who understands your situation and is there to help when questions come up, not just when you're enrolling.
There's no cost to use eHealth, and no obligation to enroll. Just a more transparent way to choose and manage your coverage, with support along the way.
Why eHealth?
Health insurance can be hard to navigate alone. eHealth helps make it easier to compare options, understand tradeoffs and choose coverage that fits your needs.
Because eHealth is independent, we are not tied to a single insurance company. We work with national and regional insurance companies so you can compare a range of plans in one place.
Our online tools can help you see what plans may cover, what they may cost and how they compare. And if you would rather talk it through, an eHealth advisor, a licensed insurance agent, can help review your options with you.
eHealth can also help after you enroll. If questions come up about benefits, prescriptions, bills, coverage letters or plan changes, your advisor and the eHealth team can help you make sense of what is happening and what to do next.
That means:
- You can get help comparing coverage before you enroll. You can get help making sense of your coverage after you enroll.
- You can come back when your needs or plan details change.
- You do not have to sort through it all on your own.
How eHealth works
Finding the right plan doesn't have to be complicated.
1. Tell us what matters to you
Start with a few simple questions about your doctors, prescriptions, hospitals and facilities, and what you want from your coverage. This helps narrow things down to plans that fit your situation.
2. Compare your options
See plans available in your area, including what they cover, how they work, and how costs break down. You can check if your doctors and other medical providers are included and how your prescriptions are handled before you decide.
3. Talk it through with someone who knows your situation
If you want help, you can connect with an eHealth advisor — someone who understands your situation and can help you choose with confidence.
4. Enroll, then get help when questions come up
Enroll online or over the phone. There is no added cost to use eHealth.
And after you enroll, eHealth can still help. If something changes or a coverage question comes up, your advisor and the eHealth team can help you understand what is happening and what to do next.
Coverage for every stage of life
Health coverage needs can change over time. eHealth can help you compare options for where you are now and what you may need next.
For individuals and families, eHealth can help you compare plans based on monthly premiums, deductibles, coverage needs and budget. An eHealth advisor, a licensed insurance agent, can also help you see whether you may qualify for financial assistance that could lower your costs.
For Medicare plan options, eHealth can help you compare Medicare Advantage, Medicare Supplement and Part D prescription drug plans based on your doctors, hospitals, prescriptions, budget and expected care.
eHealth can also help with coverage that may work alongside Original Medicare, so your coverage can better reflect your everyday needs.
For employers, eHealth offers solutions like Individual Coverage Health Reimbursement Arrangements, or ICHRA, which give businesses more flexibility in how they provide benefits while helping manage costs.
Support that doesn't stop at enrollment
Choosing a plan is one step. Questions can come up later, when you start using your coverage.
After you enroll, your eHealth advisor, a licensed insurance agent, and the eHealth team can help with questions about benefits, costs, prescriptions, bills, coverage letters or plan details.
If something changes or does not make sense, eHealth can help you make sense of what is happening and what to do next.
Support after enrollment is part of the eHealth experience — not an extra service to add.
What you can expect
Personal support, backed by a team — for all your health insurance and/or Medicare questions.
Not a call center experience. Personal support from an eHealth advisor — a licensed insurance agent — backed by a team that can help you make sense of your health insurance or Medicare plan questions. When something about your plan feels unclear, eHealth can be a first place to turn.
No extra cost
There is no additional fee for you to use eHealth.
Real choice
Compare over 16,000 plans from more than 180 national and regional insurance companies, all in one place, with data-driven recommendations that simplify the selection process.
Unbiased guidance
eHealth is an unbiased advisor offering represented plan recommendations based on your individual needs.
Help before and after enrollment
eHealth can help while you compare plans, when you enroll and when questions come up after your coverage is in place.
Frequently Asked Questions
What is eHealth?
eHealth is a licensed, independent insurance agency that helps you compare and enroll in plans from multiple insurance companies.
How is eHealth free?
Insurance companies pay us when we help someone enroll in a plan. There's no additional cost to you and no obligation to enroll. eHealth advisors, who are licensed insurance agents, provide unbiased advice and are paid the same no matter which plan you choose.
Will I be able to keep my doctors and prescriptions?
Before you enroll, eHealth can help you check whether your doctors, hospitals, facilities and prescriptions are included in plans available in your area.
What happens after I enroll?
After you enroll, eHealth can still help when questions come up. An eHealth advisor — a licensed insurance agent — or the eHealth team can help you make sense of benefits, costs, prescriptions, bills, coverage letters or plan details.
Our commitment to you
We’re here to make health insurance easier to compare, choose and use.
That means being clear about your options, straightforward about how eHealth is paid and careful about helping you understand what a plan may or may not include.
It also means support can continue after you enroll. Health insurance can bring up questions later, from coverage and costs to prescriptions, bills and coverage changes. When those questions come up, eHealth can help you make sense of what is happening and what to do next.
You don’t have to figure it all out on your own.