2020 Open Enrollment Dates in Florida – Affordable Care Act (Obamacare)

Individual and Family

2020 Open Enrollment Dates in Florida – Affordable Care Act (Obamacare)

Updated on November 18, 2019

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How much is health insurance a month for a single person in Florida?

With the Florida Open Enrollment coming up, you’re probably starting to think about the cost of health insurance plans in Florida. According to the latest eHealth marketplace survey, these are starting prices for coverage for a single 40-year-old male in Florida:

Zip, City, State Lowest Priced Bronze 
(Healthcare.gov on 7/17/2019)
 6-Month Short-Term Plan (Lowest-priced plan)
(eHealth.com 7/17/219)
33443
Miami, FL
$329.25$96.40

1 This is based on the lowest cost plan available on Healthcare.gov in July of 2020.
2 This is based on the lowest cost plan available on eHealth.com with a $12,500 deductible and 30% coinsurance, or less.

Insurance Companies in Florida with Plans Available on eHealth.comShort-Term Health InsuranceMajor Medical Health InsuranceMedical Insurance Packages
Companion Life InsuranceYesNoNo
Independence AmericanYesNoYes
National General Accident & HealthYesNoNo
United HealthcareYesNoYes
CoreHealth InsuranceNoNoYes
Health FirstNoYesNo
OscarNoYesNo
AmbetterNoYesNo
MolinaNoYesNo

How do I get cheap health insurance during the Florida Open Enrollment Period?

  1. Assess your personal needs:Do you need Rx coverage? Do you have a doctor you like?
  2. Research available options in your state:Start at eHealth.com to compare Obamacare plans, short-term plans and other alternatives
  3. Understand which options you can qualify for:You can enroll in any Obamacare plan during open enrollment in Florida. For short-term health insurance and other medical insurance alternatives, you can apply any time, but you typically need to answer medical questions and may be declined.
  4. See if you qualify for discounts:ACA plans may be available to you with a tax credit, which can save you hundreds and sometimes thousands of dollars on monthly premiums.
  5. Make sure your prescriptions are covered:com provides a prescription drug coverage comparison tool that helps you find the plan that covers your drugs with the lowest out-of-pocket cost.
  6. Make sure your doctor is covered: eHealth has a physician finder tool that lets you compare plans using your preferred doctor
  7. Enroll online: eHealth makes it easy to complete your health insurance application online during the Florida Open Enrollment Period. Even if you qualify for a tax credit through the government, you can still enroll through eHealth and receive your tax credit.

How much can people save on prescription drug coverage with an Obamacare plan? 
In Florida, the average person using eHealth’s Rx drug tool saved $1,600 on out-of-pocket drug costs by having an Obamacare plan, according to  research.
 

We’ll let you know when we publish anything new.