Small Business

When Is Open Enrollment for Small Business Health Insurance Plans?

Updated on November 20, 2019


Updated November 20, 2019

There are three things you should know about enrolling in small business health insurance:

  • When you can apply for a new plan
  • When you can make changes to an existing plan
  • And how you can add and remove new employees and dependents from your plan

Let’s look at each of these enrollment questions in more detail:

When can you apply for a new plan?

First, if you’re a qualifying small business owner, you can apply for small business health insurance at any time of year.

When you can make changes to an existing plan?

Second, once you’ve enrolled in a small business health insurance plan, you may make changes to your current benefits with the same insurer once per year.

When you can add or remove employees from your plan?

Third, you can add new employees or remove former employees or dependents from your small business health insurance plan at any time of the year. Your licensed agent or the insurance company can help.

When you can add or remove dependents?

You can add dependents to the plan after a qualifying life event such as marriage or the birth or adoption of a child, among other life changes.

If dependents miss their special enrollment window for a qualifying life event, they generally have to wait until the next annual open enrollment period.

To learn more about your small business health insurance options today, visit

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