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About Pivot Health in Texas

Launched in 2015, Pivot Health provides health insurance products that fill a need in the short term to help you better afford your health care. Pivot Health gives you the freedom to transition through any stage of life and not be caught without health insurance coverage. Pivot Health is a provider of affordable health insurance plans in Texas. The company offers short-term health insurance policies that are designed to help individuals and families bridge the gap between health insurance plans or cover unexpected medical costs. This article provides an overview of Pivot Health as a provider, the types of plans they offer, and the provider network and services in Texas.

Pivot Health is committed to providing affordable health insurance coverage that meets the needs of its customers in Texas. To achieve this goal, Pivot Health partners with Companion Life Insurance Company, a reputable insurance company with more than 40 years of experience in providing high-quality insurance products and services to customers across the United States.

Companion Life Insurance Company underwrites Pivot Health plans, ensuring that customers receive reliable and affordable health insurance coverage. Companion Life Insurance Company is rated A+ (Superior) by A.M. Best, which is an independent rating agency that assesses the financial strength and stability of insurance companies.

Health Insurance Offerings from Pivot Health in Texas

Pivot Health offers a range of health insurance plans that cater to the specific needs of customers in Texas. The company's short-term health insurance policies are designed to provide temporary coverage for individuals and families who need it. These plans are suitable for people who are:

• Between jobs and looking for coverage in the meantime
• Waiting for employer-sponsored coverage to begin
• In need of coverage outside of the annual open enrollment period
• Experiencing a life transition that has resulted in a loss of coverage, such as aging off a parent's plan or a divorce

Short-term health insurance policies from Pivot Health in Texas offer coverage for doctor visits, hospitalization, emergency services, and more. Policyholders can choose their deductible and coinsurance options, and they can also add on additional benefits such as dental, vision, and prescription drug coverage.

Pivot Health plans:

• Cost 50% less than Obamacare plans, if not more
• Allow you to choose any doctor or hospital
• Are open for enrollment year-round
• Are underwritten by a carrier rated A+ (Excellent) by A.M. Best

Who May Want to Consider Short-Term Health Insurance Plans?

Short-term health insurance plans from Pivot Health in Texas are an attractive option for those who need temporary health insurance coverage. However, these plans are not for everyone. Before purchasing a short-term health insurance policy, it's essential to consider your health needs, lifestyle, and financial situation.

Short-term health insurance policies are not required to provide the same level of coverage as traditional health insurance plans. As a result, they may not be the best option for individuals with pre-existing conditions or those who require ongoing medical treatment. Additionally, these plans do not comply with the Affordable Care Act (ACA), which means that policyholders may be subject to a tax penalty.

Accolades for Pivot Health of Texas

Pivot Health has been recognized for its commitment to providing high-quality health insurance coverage to customers in Texas. In 2020, the company was awarded the Bronze Stevie Award for Best New Health Insurance Product for its short-term health insurance plans. The Stevie Awards are an annual business awards program that honors excellence in a wide range of categories, including customer service, product development, and marketing. Winning a Stevie Award is a significant achievement and reflects a company's commitment to delivering exceptional products and services.

Pivot Health in Texas is a provider of short-term health insurance plans in Texas that are designed to provide affordable coverage to individuals and families who need it. The company's partnership with Companion Life Insurance Company ensures that policyholders receive reliable and high-quality coverage. Short-term health insurance plans from Pivot Health are an excellent option for those who need temporary coverage, but it's essential to consider your health needs and financial situation before purchasing a policy.