Golden Rule Insurance Company in Arkansas
Golden Rule Insurance Company is a part of the UnitedHealthcare family of companies and underwrites many of the UnitedHealthcare Florida insurance plans. UnitedHealthcare of Florida offers a wide range of insurance products, including HMO plans.
Our health plans take advantage of the vast UnitedHealthcare of Florida network of doctors and hospitals. As one of the nation's largest networks, UnitedHealthcare insurance Florida offers the highest quality care at significant savings. These networks and providers are available all over the United States.
About UnitedHealthcare in Florida
UnitedHealthcare Florida is a subsidiary of United Health Group Inc, which operates in all 50 states. The company began in 1977 as the United Healthcare Corporation, and changed its name to UnitedHealth Group in 1998. UnitedHealthcare insurance in Florida offers a variety of options to individuals, families, and employers in the state, including HMO plans. In addition, the company offers a community Medicaid plan and Medicare Advantage choices.
UnitedHealthcare Florida plans underwritten by Golden Rule Insurance Company includes short-term medical insurance plans for individuals in need of temporary health coverage. Short-term insurance can be a viable option for transitional times like changing jobs or waiting for Medicare eligibility. Costs are usually lower than traditional insurance plans and some plans can be renewed to extend coverage.
Types of Insurance Offered by UnitedHealthcare
UnitedHealthcare in Florida offers individual and family plans through the Health Insurance Marketplace. These ACA-approved plans offer a range of costs and benefits to meet everyone’s specific needs and budget.
Individual and family plans can be purchased at the gold, silver, or bronze levels. Plans with lower premiums tend to feature higher copayments and deductibles. All plans include preventative care and essential benefits as outlined by the Affordable Care Act. HMO plans are available.
UnitedHealthcare insurance in Florida is also available for employers. Commercial health plans may include coverage for medical, dental, and vision services. Health savings accounts (HSAs) are available with some select plans as well. Commercial plans all offer the option of tiered benefits. Tiered plans begin with a traditional insurance plan as the foundation and then add on features that can save employers and members money.
Member Programs Offered by UnitedHealthcare
Member programs ensure UnitedHealthcare Florida members can make the most out of their insurance coverage when their plans include these additional benefits. Some of the most popular programs include:
- Wellness and reward programs to track healthy habits and offer rewards for achieving goals
- Mental health and emotional support programs, including a substance use helpline
- Health support programs for pregnancy and chronic health conditions like diabetes
- House calls that provides annual preventative care in the member’s own home
- Quit for life coaching and support for a tobacco-free life
- Employee assistance program that provides confidential support for difficult situations
Find the Right Florida Health Plan for You
IMPORTANT: This is a short-term, limited-duration policy, NOT comprehensive health coverage
This is a temporary limited policy that has fewer benefits and Federal protections than other types of health insurance options, like those on HealthCare.gov.
| This policy | Insurance on HealthCare.gov |
|---|---|
| Might not cover you due to preexisting health conditions like diabetes, cancer, stroke, arthritis, heart disease, mental health & substance use disorders | Can't deny you coverage due to preexisting health conditions |
| Might not cover things like prescription drugs, preventive screenings, maternity care, emergency services, hospitalization, pediatric care, physical therapy & more | Covers all essential health benefits |
| Might have no limit on what you pay out-of-pocket for care | Protects you with limits on what you pay each year out-of-pocket for essential health benefits |
| You won't qualify for Federal financial help to pay premiums & out-of-pocket costs | Many people qualify for Federal financial help |
| Doesn't have to meet Federal standards for comprehensive health coverage | All plans must meed Federal standards |
Looking for comprehensive health insurance?
- Visit HealthCare.gov or call 1-800-318-2596 (TTY: 1-855-889-4325) to find health coverage options.
- To find out if you can get health insurance through your job, or a family member's job, contact the employer.
Questions about this policy?
For questions or complaints about this policy, contact your State Department of Insurance. Find their number on the National Association of Insurance Commissioners' website (naic.org) under "Insurance Departments."
State Resource Guides
- California Health Insurance
- Texas Health Insurance
- Florida Health Insurance
- Illinois Health Insurance
- Pennsylvania Health Insurance
- Ohio Health Insurance