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Health Alliance Plan in Michigan

A.M. Best Rating N/A as of 03/09/2025
Alliance Health and Life Insurance Company
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Health Alliance Plan
Alliance Health and Life Insurance Company
Complete Coverage for Individuals and Families

HAP Personal Alliance

Overview


HAP Personal Alliance is offered through Alliance Health and Life Insurance Company, Inc., a wholly-owned subsidiary of Health Alliance Plan (HAP), a nonprofit health plan based in Detroit. HAP has more than five decades of experience in providing customers high quality health coverage.

HAP's Personal Alliance plans are PPOs, designed to offer individuals and families a range of options including Health Savings Accounts and Short-Term plans and additional benefits (dental, vision, and Rx coverage). It's about finding a plan that suits you and your family. That works within your budget and meets your health care needs. That keeps you safe and healthy.

The HAP Personal Alliance PPO network is, in a word, vast. If you're looking for great docs and hospitals, they're with HAP.

But what passes for complete coverage everywhere else doesn't even come close at HAP. Since our inception we've been helping our members improve their health with innovative preventative services, such as disease management programs and online health resources. Through HAP Advantage, members receive preferred discounts on chiropractic services, laser vision correction (LASIK), Weight Watchers® meetings and fitness club memberships.

And it doesn't stop with discounts; HAP gives its members a one-of-a-kind online health improvement program called iStrive, which offers members free health risk assessment, six healthy lifestyle programs and rewards for reaching milestones in the program.

HAP puts it all at your fingertips. Peace of mind and opportunities for better health. It's what we're all about.

Facts at a Glance


Membership: 545,000
Service Area: AHL products are available in 23 Michigan counties: Arenac, Bay, Clare, Genesee, Gladwin, Gratiot, Huron, Iosco, Isabella, Lapeer, Livingston, Macomb, Midland, Monroe, Oakland, Ogemaw, Roscommon, Saginaw, Sanilac, St. Clair, Tuscola, Washtenaw and Wayne.


Subsidiaries


Alliance Health and Life Insurance Company and HAP Preferred Inc.
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